Finance Calculator
Find out which vehicles from Thorp Suzuki stock fit your budget. Enter your income and deposit to see matching vehicles instantly.
Assumptions: 10.25% interest, 72 months, 40% residual, 10% deposit.
Frequently Asked Questions
How is my affordability calculated?+
We use a conservative estimate of 25% of your gross monthly income as the maximum affordable monthly payment. In advanced mode, we use 50% of your disposable income after expenses. These are common affordability guidelines and are only intended as planning estimates.
What interest rate is used in the calculation?+
We use an estimated interest rate of 10.25% per annum. Your actual interest rate may vary depending on your credit profile, the vehicle, and the finance provider.
Does a deposit or trade-in help me afford a better vehicle?+
Yes. This calculator assumes a 10% deposit when no deposit or trade-in amount is entered. A larger deposit or trade-in lowers the amount you need to finance.
Which loan term should I choose?+
Shorter loan terms usually mean higher monthly payments but less interest paid overall. Longer terms reduce the monthly amount but increase the total interest paid over the life of the agreement.
Is this calculation a guaranteed finance approval?+
No. This calculator gives an estimate only. Final approval depends on lender criteria, your credit profile, employment history, existing obligations, fees, and the specific vehicle selected.